HSA Match
Great News! We’re DOUBLING the HSA Match!
+
Health Plan Options
Cigna, Delta, and VSP remain the same including the same deductibles and out of pocket maximums.
+
Where to Seek Care
Click the button below to learn where to seek care.
+
Pharmacy Copay Changes
Some copays and maximums have changed in addition to MagellanRx becoming Prime Therapeutics.
+
LTD Options
There are now two LTD plans to choose from, the Base and Buy-Up.
+
Wellness Program Activities
It is important to review the new changes to the Wellness Program to avoid surcharges.
+
Payroll Contribution Changes
Your per pay period contributions have changed. Click to learn more.
+
Medical
Teladoc
Progyny Enhanced Fertility Benefits
ALEX
Mental Well-being
Access up to 12 counseling sessions per year per person.
+
HSA/FSA
Tax-advantaged accounts that help you save and spend for medical expenses.
+
Dental
We offer you 2 dental plans: the PPO Low and the PPO High.
+
Vision
We are offering you 2 vision plans: the VSP Low and the VSP High.
+
Family Building Resources
Niagara offers Adoption, Surrogacy, and Doula Reimbursements.
+
Wellness Program
Advocacy Services
Get claims support, help finding a provider, and an overview of your benefits with a Piper Jordan Advocate.
+
Critical Illness
Basic Life/AD&D
Provided by Niagara at no cost to you!
+
Supplemental Life/AD&D
Additional protection in addition to the Niagara-provided Basic Life/AD&D benefit.
+
Dependent Life/AD&D
Additional protection for your covered dependents.
+
FMLA
This law, and its associated regulations, entitle eligible Team Members of covered employers to take unpaid, job-protected leave for specified family and medical reasons.
+
Short-term Disability
All active, Full-Time Team Members are automatically enrolled in STD at no additional cost, provided they reside in a state other than CA, NY, NJ, RI, HI and PR.
+
Long-term Disability
A benefit that kicks in once your short-term disability coverage has concluded.
+
Accident Plan
Legal/ID Theft
LegalShield offers Legal and Identity Theft including unlimited legal advice, letters, will preparation, and more.
+
Pet Discount Plans
Coverage and protection for your furry family members!
+
Team Member Discounts
Unlock discounts on products and services you may already be using!
+
Safely Ship Your Milk
With Milk Stork, nursing Niagara moms can travel for work with confidence, knowing your baby is getting all the proven benefits of your milk, by shipping from anywhere in the world.
+
Daycare Discount
Niagara cares about you! This partnership with Learning Care Group entitles you to an exclusive discount for ages 6 weeks old – 12 yrs old.
+
Tuition Assistance
This program is offered as a benefit to Niagara Team Members and any reimbursement made pursuant to it shall be made at Niagara’s discretion.
+
College Savings Plan
We are offering Team Members and their family members the opportunity to participate in a Section 529 College Savings Plan through Fidelity.
+
Scholarship Program
The Andrew D. Peykoff, Sr. Scholarship Program offers tuition assistance to dependents of Niagara Team Members who are continuing their education in college or vocational school programs.
+
401(k)
Save for a secure and well-funded future through pre-tax or after-tax (Roth) contributions and a company match.
+
Know Where to Go
Use this table to help you understand where to go for medical care based on your needs, from free nurse advice to emergency room visits.
It guides you on when to use services like online doctor visits, office appointments, urgent care,
or the ER, so you can choose the best and most cost-effective option for your situation.
NurseLine
855-673-3063
24/7 answers by phone from a nurse
- Identify symptoms
- Decide if immediate care is needed
- Home treatment options and advice
Online Primary Care
24/7 doctor consultation, no appointment needed
- Urgent care conditions
- Allergies
- Insect bites
- Mental health counseling
- Conjunctivitis (pinkeye)
- Sore throat
- Rashes without fever
- Sinusitis
- Urinary tract infections
Online Urgent Care
Conditions requiring prompt attention and can be treated remotely
- Animal bites
- Fever with no rash
- Vomiting/persistent diarrhea
- Abdominal pain
- Wheezing/shortness of breath
- Dehydration
- Moderate cold/flu symptoms
Office Visit
Scheduled Appointment
- Preventive care
- Illnesses
- Injuries
- Chronic conditions
- Mental health concerns
Traditional Urgent Care
Conditions requiring prompt attention
- Stitches for small cuts
- Sprains/strains
- Animal bites
- Minor burns
- Fever with no rash
- Vomiting/persistent diarrhea
- Abdominal pain
- Wheezing/shortness of breath
- Dehydration
- Moderate cold/flu symptoms
- Sports injuries
Emergency Room
Life-threatening conditions requiring immediate care
- Chest pain or difficulty breathing
- Weakness/numbness on one side
- Severe cold or flu symptoms
- Severe lacerations
- Slurred speech
- Severe abdominal pain
- Broken bones/dislocated joints
- Serious burns
- Fever with rash
- Fainting/seizures
- Head/eye injuries
- Facial lacerations
- Vaginal bleeding in pregnancy