Welcome to Your Niagara Benefits


for Out-of-California Team Members

Niagara Bottling, LLC is a family owned and operated company in business since 1963. Niagara is a leading bottled water manufacturer in the U.S., supplying major retailers across the nation. We have experienced tremendous growth over the years and it is the hard work and dedication of Team Members like you that make our success possible.

One of the ways we show our appreciation for all that you do is to provide you with comprehensive and flexible benefits programs centered around health, wellness, income protection and financial security.

As an important member of the Niagara family, we want you and your family to have what you need to live happy and healthy lives now and in the years to come.


View Benefits Center





Coming in 2023:
CIGNA Medical


Effective January 1st, 2023, we will transition Niagara’s medical plans from Aetna to Cigna.

We will have one benefits package across all states to support our WE Niagara mindset and focus on providing seamless promotional opportunities wherever they exist. Additionally there will be a reduction in complexity and more of an ability to influence the best healthcare outcomes possible.

Announcement Letter →
FAQs →

Family-Building Benefits

No matter your path to parenthood, Niagara offers a solution.

Recently, we added a 3rd Smart Cycle™ and a $10,000 surrogacy benefit.

Learn more at the Benefits Center

Preventive Services

Take advantage of a 3D mammogram and breast ultrasound as a covered preventive service for both Aetna plans.

Learn more at the Benefits Center

VSP High Plan Highlights

Enrolling in the VSP High plan? The calendar year allowance for frames recently increased to $250 and $200 for contacts.

Learn more at the Benefits Center

Meet ALEX

Your personal benefits counselor.

ALEX is an interactive decision-support tool that acts as an informative, virtual benefits counselor to help you learn more about Niagara's benefits!

ALEX helps you make the right choices specifically for you and your family's needs based on what you tell him.

Learn Medical Plan Basics →
Learn HSA Basics →
HSA v. FSA: What's the Difference? →
Saving your HSA for Retirement →
Spending your HSA →

Talk to ALEX now

A Summary of Benefits and Coverage (SBC) has been designed to assist you with better understanding the coverage being offered to you, and to allow you to compare coverage options. The SBC is available on www.niagarabenefits.com. A paper copy is also available, free of charge, by calling 909-230-5000.

Niagara Bottling permits INSURERS to offer employees of Niagara Bottling certain voluntary insurance programs. Whether you choose to enroll in any of these programs is completely optional and voluntary. Niagara Bottling does not make a contribution towards the cost of these programs and employees pay the full cost of premiums on an after-tax basis. Niagara Bottling does not sponsor, maintain, endorse, recommend, or promote these voluntary programs. Niagara Bottling'S involvement regarding these voluntary insurance programs is strictly limited to allowing the insurer access to employees to publicize these programs and Niagara Bottling may perform certain ministerial functions such as payroll deduction and forwarding employee premium payments to the insurer. Niagara Bottling does not receive any consideration in the form of cash or otherwise in connection with the program, other than reasonable compensation, excluding any profit, for administrative services actually rendered in connection with payroll deductions. Accordingly, these voluntary insurance programs are not subject to ERISA and related regulations. All questions or claims regarding these programs should be directed to the insurer.

All benefit plans are governed by master policies, contracts, and plan documents. In the event of any inconsistency between the information contained herein and the applicable plan documents, the provisions of the plan documents shall prevail. Niagara Bottling reserves the right to amend, suspend or terminate any benefit plan, in whole or in part, at any time. The authority to make such changes rests with the Plan Administrator.